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An Unsecured Business Loan empowers entrepreneurs, SMEs, and startups to grow their business without pledging any collateral. At Tru Loan, we understand that timely funding is crucial for expansion, managing operations, purchasing inventory, upgrading equipment, or boosting working capital.

We focus on offering fast, transparent, and flexible business loan solutions designed to match your financial goals. With minimal documentation and easy eligibility, Tru Loan ensures a seamless borrowing experience for every business owner.

With Tru Loan, you benefit from competitive interest rates, flexible tenures, doorstep documentation, and quick disbursal — helping your business scale faster, stronger, and smarter.

12%
Interest Rate
12% p.a. onwards
50L
Loan Amount
₹1 Lakh – ₹50 Lakhs
5Y
Tenure
1 to 5 Years
1–3%
Processing Fees
1% – 3% of loan amount
Rates are subject to eligibility & may vary. T&C apply.

Why Choose Tru Loans?

Experience fast, secure, and hassle-free unsecured business loan services

Competitive Interest Rates

Get affordable interest rates designed to support your business growth.

No Collateral Required

Access business funding without pledging property or assets.

Quick Approval & Disbursement

Receive loan approval within 24–48 hours with quick payout.

Transparent Process

No hidden charges — complete clarity at every step.

Expert Support

Our loan specialists assist you throughout the journey.

Eligibility Criteria

Basic requirements for applying for an unsecured business loan

Criteria Details
Age Limit 21 – 65 years
Business Vintage Minimum 1–3 years (depending on lender)
Minimum Turnover ₹10 Lakhs – ₹50 Lakhs annually
Business Type Proprietorship, Partnership, Pvt. Ltd. Company, LLP, Traders, SMEs
Credit Score Recommended 700+

Documents Required

Required documents for Self-Employed and Business Owners

Self-Employed / Business Owners

  • KYC: PAN, Aadhaar, Photo
  • Business Registration Certificate
  • GST Certificate
  • Last 12 months Bank Statement
  • Last 2 years ITR & Financials (Balance Sheet & P&L)
  • Office Address Proof
  • Partnership Deed / MOA / AOA (if applicable)
  • Existing Loan Statements (if any)

Frequently Asked Questions

Get answers to the most common business loan queries.

An Unsecured Business Loan is funding provided without any collateral, based on your income, credit score, and business performance.

You can get between ₹1 Lakh to ₹50 Lakhs depending on eligibility and financial profile.

No. This is a completely collateral-free business loan.

Loan approval typically takes 24–48 hours with quick disbursement.

Interest rates start at 12% per annum and may vary based on credit score and business stability.

Loan EMI Calculator

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